Money, clarity, and a life that feels like yours.
Hygge Finance is a newsletter about intentional money, financial systems, and building a life that feels like your own.
Hygge Finance started as a personal finance project.
Now, it's a newsletter about money, intention, and designing a calmer financial life.
It is for anyone who has ever earned money, spent it, avoided looking at it, felt behind, or wondered what all the work is actually leading to.
Here, money is not the goal. It is the route.
Hello, I’m Gunel.
I spent eight years living in London, working in finance, building a full life, travelling, socialising, saying yes to everything, and somehow saving almost nothing.
For a long time, money moved through my life, but it didn't really point anywhere.
Moving to Amsterdam, building my own business, and slowing down during Covid changed how I thought about money. I became less interested in financial perfection and more interested in financial intention.
Hygge Finance is where I write about that shift: using money as a tool to build a life with more calm, freedom, and direction.
The Hygge Finance Letter
A monthly letter on money, intention, and building a calmer financial life.
Expect personal essays, practical reflections, and honest questions about how we earn, spend, save, avoid, and use money to shape our lives.
No shame. No jargon. No rigid budgeting rules.