Privacy Policy

Welcome to Hygge Finance. This Privacy Policy outlines our commitment to safeguarding the privacy and security of the personal information we collect from our clients and website visitors. Hygge Finance, founded by Gunel Guliyeva, is dedicated to maintaining the confidentiality, integrity, and security of your personal data in accordance with applicable data protection laws and regulations.

Data Controller Information

Hygge Finance is the data controller responsible for the processing of your personal data. Should you have any inquiries regarding your personal data or this Privacy Policy, please contact us using the details provided on our website.

Scope and Consent

By accessing and using the services of Hygge Finance, you consent to the collection, use, and disclosure of your personal information as described in this Privacy Policy.

Collection and Use of Personal Data

  • Personal Data: We collect personal data that you voluntarily provide to us, including but not limited to, your name, contact details, and financial information, to deliver our financial coaching and advisory services effectively.

  • Purpose of Processing: Your personal data is processed for the purpose of providing personalized financial advice, responding to inquiries, enhancing user experience, and ensuring the security of our services.

Legal Basis for Processing

We process your personal data based on the following legal grounds:

  • Consent: Where you have given explicit consent to the processing of your personal data for specific purposes.

  • Contractual Necessity: Where the processing is necessary for the performance of a contract to which you are a party.

  • Legal Obligations: Where we are required to process your data in compliance with legal obligations.

  • Legitimate Interests: Where the processing is necessary for the purposes of the legitimate interests pursued by Hygge Finance, except where such interests are overridden by your privacy rights.

Data Security

Hygge Finance implements robust technical and organizational measures to protect your personal data against unauthorized access, alteration, disclosure, or destruction. We strive to use commercially acceptable means to protect your information, although absolute security cannot be guaranteed.

Data Retention

Your personal data is retained only for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required or permitted by law.

International Data Transfers

Your personal data may be transferred to, and processed in, countries other than the country in which you reside. We ensure that such transfers comply with applicable data protection laws and that adequate safeguards are in place.

Your Rights

You have the right to access, correct, delete, or limit the processing of your personal data. To exercise these rights, please contact us using the details provided on our website.

Changes to This Privacy Policy

Hygge Finance reserves the right to update this Privacy Policy from time to time. We will notify you of any significant changes and obtain your consent where required by law.

Contact Information

For any questions or concerns regarding this Privacy Policy or the handling of your personal data, please contact us

Effective Date

This Privacy Policy is effective as of 1st January 2024